How to write aparative essay
Education Essay Topics
Thursday, September 3, 2020
T.V. Violence essays
T.V. Savagery papers What has the world gone to nowadays? It frequently appears wherever one looks, brutality pops up. We see it all over. Its in the boulevards, back rear entryways, school, and even at the home. One other significant wellspring of savagery is the TV. The TV can be found in 96% of homes in the nation (Langone). They cost close to nothing yet fill three principle needs; to engage, advise, and instruct. In any case, the TV started to have another reason in the mid 1990s that despite everything proceeds with today; debasing youngsters. That prompts influencing a great deal of the general public. T.V brutality happens in 25% of the projects on TV, excluding link (Cheyney). At the point when youngsters sit in front of the TV they regularly get maneuvered into its practical universe of brutality scenes with now and again destroying outcomes. There has been a lot of exploration that TV savagery is a significant wellspring of brutal conduct in youngsters, which can impact their activities, as they get more seasoned. Reality with regards to TV savagery and kids has been appeared. Some are attempting to battle this issue. Others are overlooking it and trusting it will disappear. Others dont even appear to mind. The realities are irrefutable. The investigations have been completed and all the outcomes point to one end: Television viciousness makes kids and a few grown-ups be fierce and the impacts can be long lasting. The data cannot be overlooked Violent TV impacts everybody. A normal American watches 2.7 long stretches of TV every week (Cheyney). Youngsters observe more than the reasonable portion of vicious programming (Cheyney). In view of that the impact now and again end up being sensational. For instance in California, a seven-year-old kid sprinkled ground up glass into the sheep stew the family was to have for supper. At the point when the kid was inquired as to why he did it he answered that he needed to check whether the outcomes would resemble those on TV (Howe). Not exclusively does this viciousness impact the chil... <!
Wednesday, August 26, 2020
Research Paper Assignment Example | Topics and Well Written Essays - 250 words
Examination Paper - Assignment Example America, in contrast to different powers before it, was declining in both force and impact at a quick rate. It subsequently required an occasion that could reestablish it back to its previous greatness as the most grounded on the planet. As opposed to the prevalent view that the war was about oil, the inlet interruption was most certainly not. The Gulf took into account just five percent of Americaââ¬â¢s oil needs. In this manner, losing five percent of oil during the time spent increasing super force status was not be an issue for America. 2. John McArthur in his book Second Front: Censorship and Propaganda in the 1991 Gulf War: The press has its pimps as it has its police officers. The pimp spoils it, the police officer enslaves it, and each utilizations the different as a method of defending his own abusesâ⬠¦ however in another sense the press is superior to knowledge or progress; it is the chance of all that and different things also. A free press can obviously be positive or negative, however unquestionably, without opportunity it will be nothing yet terrible. (199) Residents are effortlessly controlled by the media and it is because of this factor the administration controls and controls the media, particularly in the midst of war. The general population might be denied data or tricked into accepting that an intrusion would regard them. 4. ââ¬Å"..driven by the objectives of a quickly globalizing cold war, the United States immediately dropped all falsification of advocating decolonization, especially in Southeast Asia. American approach creators not just energized, they effectively mediated to encourage Franceââ¬â¢s come back to pioneer control in Indochina.â⬠(Adas, p. 29) 5. ââ¬Å"It is a spending plan of both happenstance and penance. It starts to get a handle on the chances of the incredible society. It is limited by the incredible penance we should keep on making so as to keep our guards solid and flexible.â⬠(Campagna, p. 32) The Americans had to designate a great deal of assets to keep supporting the officers in Vietnam. This is in spite of the way that the vast majority were
Saturday, August 22, 2020
Comapring George Orwells 1984 and Aldous Huxleys Brave New World Essa
Comapring George Orwell's 1984 and Aldous Huxley's Brave New World à à à à à Imagine a world where individuals are delivered in manufacturing plants, a world lost of all opportunity and uniqueness, a reality where individuals are banished or ââ¬Å"disappear'; for thinking outside the box. Both 1984 by George Orwell and Aldous Huxley's State-of-the-art existence are frightening portrayals of such a general public. Despite the fact that these books are of anecdotal universes, control of things to come might be unobtrusively advancing and getting far more awful than Huxley or Orwell would ever have envisioned. Each society decimates the opportunity of the person through different controlling strategies, for example, the refusal of language and writing, a station framework and molding. à à à à à One manner by which every general public controls is by constraining the language and writing of each resident. In 1984, a language called Newspeak is concocted in request to limit all idea into one mode. There are three classes of Newspeak jargon: A, B and C. The A jargon comprises of words utilized in regular day to day existence to communicate straightforward contemplations. The B jargon incorporates words implied for political use, compelling a specific mental state on the individual utilizing the jargon. At last, the C jargon depends exclusively on specialized and logical words, built of just severe and unbending implications. Person thought is totally outlandish on the grounds that the tightened jargon is planned to incorporate just standards of the Newspeak language. The jargon is developed with the goal that expressions of strange importance, for example, ââ¬Å"individual opportunity'; are disposed of all together. Newspeak is intended to soak the fire of thought and thought, while empowering aggregate thoughts. After some time, Newspeak decimates any variety of thought from the expectation of the ââ¬Å"Partyââ¬â¢s';. Writing is likewise gradually changed so that the authorââ¬â¢s unique importance is lost to the significance of the Newspeak language. Newspeak interpretations appear to expend musings and recollections much like a wipe ingests water. à à à à à In the Brave New World, writing and workmanship are removed so as to obliterate singularity and opportunity of thought. For as Mustapha Mond says, ââ¬Å"It isnââ¬â¢t just workmanship thatââ¬â¢s inconsistent with satisfaction; itââ¬â¢s likewise science. Science is risky; we need to keep it most deliberately tied and gagged'; (Huxley 231). The Controller has made deduction outlandish by removing all science, craftsmanship and strict b... ...ind-set related with their stations. They are molded to fear being distant from everyone else, for separation makes reflection, which thusly encourages a feeling of independence. For instance, this is communicated in a scene where Bernard takes Lenina out on a first date. He proposes they take a walk and talk, however Lenina finds such a movement disagreeable. She rather convinces Bernard to take her to the Semi-Demi Finals of the Womenââ¬â¢s Heavyweight Wrestling Championships (Huxley 64). Soma tablets are additionally conveyed so as to quiet any trace of revolt or event of thought. It is a medication taken to dull the faculties of the direness and want for activity. For as Lenina says, ââ¬Å"Remember one cubic centimetere fixes ten bleak assumptions'; (Huxley 89). à à à à à Throughout 1984 and Brave New World, every strategy for control is planned to shield the person from scrutinizing their uniqueness. By restricting language and writing, making social classes and molding, these social orders can achieve their objective. However, as long as people keep on wanting to get information, this will never be permitted to occur. For it is upon the qualities of the people that our whole society is manufactured.
Jackson vs. Calhoun and the Nullification Crisis Essay
It has been uncommon in American history for presidents and VPs not to get along, however it has occurred on a couple of events: Adams and Jefferson, Kennedy and Johnson, and Eisenhower and Nixon are a couple of models (Jackson versus Calhoun-Part 1). Be that as it may, the most dubious connection among president and his right hand was between Andrew Jackson and John C. Calhoun. Their differences started at an early stage in Jacksonââ¬â¢s organization, and went on until after the goals of the Nullification Crisis. Invalidation is the refusal of a state to perceive a government law inside its limits and esteem that law illegal. For this situation, South Carolina, drove by John C. Calhoun, wouldn't perceive the defensive taxes in 1828, and 1832, saying that they profited the North and harmed the South. Right now, the American arrangement of government was genuinely new and the battle among state and administrative force was going all out. Towards the finish of the emergency, Calhoun ventured to such an extreme as to take steps to withdraw from the Union to show Jackson and the remainder of America that individual state governments were in reality ground-breaking. At the point when the squabble had arrived at its pinnacle, Jackson had enough and concluded the time had come to stop the emergency. The activities and choices made by President Andrew Jackson with respect to John C. Calhoun and the Nullification Crisis empowered the Union to stay together, however demonstrated the intensity of the central government. Before looking into Jacksonââ¬â¢s activities during the Nullification Crisis it is imperative to comprehend where the differences between the two men started. In 1829, only in a matter of seconds before Jackson was initiated, John Eaton, a companion and prospective secretary of war under Jackson, wedded the widow and non-legitimate Peggy Oââ¬â¢Neale Timberlake. Since Timberlake was presently the spouse of a man in office, different ladies would need to acknowledge her as an equivalent, which they were troubled about. Jackson, in any case, would not accept that the ladies were defended in their conduct, for he considered Peggy to be ââ¬Å"chaste as a virginâ⬠(Barzman 56). After Jackson requested the spouses of the entirety of his partners to respect Mrs. Eaton as a social equivalent, they all consented aside from one; Floride Calhoun, the spouse of John C. Calhoun. Calhoun later guaranteed to Jackson he proved unable (or would not) change the psyche of his solid willed sp ouse. This rankled the recently chosen President and started the wild idea of the two menââ¬â¢s relationship. The fundamental viewpoint which energized their poor relationship was their disparities in political suppositions. Albeit the two men were from comparative pieces of the nation and both were committed to the government assistance of their home states, they differ on one significant region. Jackson was a patriot, who accepted firmly in saving the Union and putting government control over that of the individual states. Calhoun, then again, was actually the inverse. Albeit preceding 1830, he had been a patriot, Calhoun was currently an outrageous statesââ¬â¢ rights advocate (Barzman 56). This epic distinction in political way of thinking put things in place for the most significant contention among president and VP and hints Calhounââ¬â¢s plans for South Carolina. Calhoun had been gathering his data and planning his thoughts for the eventual fate of South Carolina for a long while, hanging tight for the ideal chance to uncover his ground breaking strategy. He needed to proclaim invalidation since his home territory of South Carolina was financially discouraged, frightful about the eventual fate of subjugation, and thought the new duties upheld the North to the detriment of the South (The Nullification 1). Jackson had a thought that Calhoun was arranging something radical so at the Jefferson Day Dinner on April 30, 1830, he expressed that ââ¬Å"Our Unionââ¬it must be preservedâ⬠. To this Calhoun answered, ââ¬Å"The Union. Close to our freedoms, most dearâ⬠(Barzman 58). After openly pronouncing his devotion to South Carolina before the Union, Calhoun surrendered the bad habit administration and served in the South Carolina Senate. Under two years after the fact, on April 24, 1832, Calhoun sent the South Carolina Ordinance of Nullification to Jackson, in which he pronounced, ââ¬Å"The individuals of the province of South Carolina proclaim the obligations forced by said acts, and every single legal continuing which will be henceforth had in affirmance thereof, are and will be invalid and void. We do additionally pronounce that we won't submit to the utilization of power with respect to the Federal Governmentâ⬠(Hamilton 1). Jackson, horrified by this immediate danger to the Union and the Federal Government, was resolved to take care of Calhoun and do anything he could to safeguard the Union. In spite of the fact that Calhoun had expressed in his Ordinance that South Carolina would notâ respond to any strong demonstrations by the administration to endeavor to get Calhoun to withdraw, Jackson figured out how to outmaneuver his adversary. Jackson had congress pass a bill in 1833, ââ¬Å"which permitted him to utilize troopers to uphold the duty measuresâ⬠(Nullification Crisis 1). After the Force Bill was passed, Jackson sent a few warships and several fighters to Charleston to uphold the laws of the legislature. A few people contend that what Jackson did wasn't right on the grounds that dependent on the constitution, Calhoun reserved the privilege to announce Nullification for South Carolina. Be that as it may, what Jackson did was likewise protected and empowered the United States of America to stay as one. Had Jackson not passed the Force Bill following South Carolinaââ¬â¢s Ordinance was gotten, Calhounââ¬â¢s plan may have succeeded and South Carolina would have withdrawn from the Union, demonstrating that the Federal Government truly didn't have any control over that of the individual state. After the particulars of the Force Bill were set into place, Calhoun started to understand the difficulty he had gotten himself into and needed to locate an honorable method to make up for himself and his home state. From the outset Calhoun endeavored to discover different states ready to help and join his motivation, yet no other Southern states appeared to concur with his hypothesis of invalidation. So as to determine the issue, Calhoun went to Henry Clay, the ââ¬Å"Great Compromiserâ⬠, for help. Towards the finish of 1833, Clay had the option to draft a trade off which ââ¬Å"pacified South Carolina while permitting the Federal government to stand firmâ⬠(The Nullification 2). This exchange step by step diminished the taxes over a time of ten years until they returned down to the level which had existed in 1816. Jackson and Calhoun both marked the trade off and the emergency finished without carnage. Numerous individuals contend that it was because of the arranging abilities of Henry Clay, not Jackson, which empowered the Union to stay in respect. In any case, had Jackson not passed the Force Bill at first, Calhoun could never have been constrained into searching out Clay for help. With the finish of the Nullification Crisis its centrality to the development of the American government got obvious. By Jackson crushing Calhoun, and basically crushing the contention of statesââ¬â¢ rights advocates, he achieved two significant things. His first achievement was that heâ had ââ¬Å"proved the intensity of the Federal Government to implement laws, in any event, when states can't help contradicting themâ⬠(Jackson versus Calhoun â⬠Part 2). This not just gave the American individuals more trust in the Federal Government, yet made them start to understand that having state governments more grounded than the Federal government would not be gainful to the country. Jacksonââ¬â¢s second achievement was that he empowered the Union to stay flawless. He had delayed any gore over the issue of statesââ¬â¢ rights â⬠yet just for a long time. Had Calhounââ¬â¢s wishes been satisfied, the Union may have self-destructed and his home province of South Carolina would have become an amazing self-administering an area. The distinction in political way of thinking between Andrew Jackson and John C. Calhoun was the foundation of their wild relationship, which started at an opportune time in their official coexistence. The fierce idea of their relationship drove America into the Nullification Crisis during which Calhoun put the government assistance of his home state over that of the association, attempting to withdraw and show the intensity of state government. Jackson would not have states overwhelming the legislature, and passed the Force Bill permitting him to utilize the Federal Army and Navy to get South Carolina to comply with the laws the Federal Government had made. State Government and Calhoun lost their fight and the Federal Government demonstrated its forces. In spite of the fact that he couldn't eradicate the issue of statesââ¬â¢ rights, were it not for Jacksonââ¬â¢s astute choices during the Nullification Crisis, the United States might not have existed, as a solitary association, as it does today.
Friday, August 21, 2020
Administrative Ethics Paper Research Example | Topics and Well Written Essays - 1250 words - 1
Regulatory Ethics - Research Paper Example Set forth plainly, two associations are compelled to pay OCR a total of $1,975,220 for losing two PCs that have patientsââ¬â¢ private data (HHS, 2014). Obviously, such data are at a danger of abuse consequently the requirement for fortification. OCRââ¬â¢s agent executive affirms that, ââ¬Å"Covered associations must comprehend that cell phones and PC security is the entityââ¬â¢s responsibility.â⬠Consequently, the total expected of the substances sends a basic message that encryption is the best insurance against such rates. The two substances for this situation are Concentra Health Services (Concentra) and QCA Health Plan, Inc. of Arkansas. Correspondingly, the issue for the situation influences numerous individuals in various measures. In the first place, the most influenced are patients whose data is put away in the taken PCs. Jessica et al. (2011) state that one of the center obligations of clinical experts is secrecy. All things considered, it is necessitated that social insurance experts keep patientsââ¬â¢ data mystery and hidden except if there is an agree to unveil wellbeing data. It is the fundamental motivation behind why patients share a great deal of secret data with clinical professionals. Generally, inability to keep the data hidden damages patients. Additionally, patients regularly share private data with experts. It is without question that the patient-doctor trust is broken when the center doesn't keep up security of data. The circumstance influences patients from numerous points of view. One, there are patients with by and by delicate wellbeing data that they tried to keep mystery. All things considered, that the workstations are taken methods such data is not, at this point private (Barrett et al. 2010). All things considered, the data is in the hands of individuals who need to abuse it. In addition, patients are influenced in that they will scarcely look for clinical help from the emergency clinic. Without a doubt, individuals gain as a matter of fact, and the accessibility of different peopleââ¬â¢s experience educates the
Thursday, August 13, 2020
The SIPA Workshop Travel and Preparation for Two Weeks of Field Research COLUMBIA UNIVERSITY - SIPA Admissions Blog
The SIPA Workshop Travel and Preparation for Two Weeks of Field Research COLUMBIA UNIVERSITY - SIPA Admissions Blog Over the first two weeks of January, right after the Christmas and New Year holidays, I traveled to Bangladesh to participate in field research pertaining to my SIPA EPD Workshop, the second year practicum that allows students in the Economic and Political Development concentration at SIPA to have a practical application of what theyve studied so far. Projects can run the gamut between impact analysis, communications, quantitative research prompts, and strategy papers. My project was assisting an international NGO called Orbis International in evaluating their assessment framework for the organizations they partner with. Orbis International is an international health organization dedicated to eliminating avoidable blindness in the developing world through partnerships that build the capacity of local healthcare providers and training and services delivered wither through telemedicine or their Flying Eye Hospital a retrofitted jetliner that is a state of the art flying eye hospital c omplete with waiting rooms, surgical theaters, and classrooms. In the run-up to my travel on January 3rd, I had, alongside with my group, created a work plan draft or two to solidify our scope of work, presented our workplan to our professor and peers for feedback, presented it to our client, and negotiated our scope of work with them. This process allowed us to solidify what exactly we were meant to do in the project and gave us a workplan for how wed like to approach our field trip to get the most relevant information needed for our trip. It was not all easy, though, is a group of seven, finding consensus in a workplan that would allow each of us to be able to tackle a part of the project we were interested in and find the roles in the project that allowed us to best show our strengths. On January 3rd, I set off on my 9:45 for nearly a full day of flights that would result in me reaching Dhaka Bangladesh around 5:00 pm local time. For this trip, I was accompanied by my workshop teammate Yina who flew to Bangladesh from her home country of South Korea. After a night of rest and acclimating to the timezone, we were up, bright-eyed and bushy-tailed for our work with the Orbis Bangladesh team which commenced with breakfast and orientation on Orbis Bangladeshs work and facts relevant to our project. On January 4th and 5th we stayed in the city of Dhaka, working at the Orbis International country office and their staff. We learned a lot about impact evaluation and partner assessment processes, on the ground development practice in the health sector, and what it takes to organize programs across dozens of institutional and implementation partners. We had overviews of all of Orbis NGO partners such as BRAC and Save the Children before setting off to Mymensingh, around 4 hours North of Dhaka by Bus. We stayed at the BRAC Learning Centre in Mymensingh, a collection of dorms for students and development workers managed by BRAC, the largest NGO in the country, and from there set off to visit the Dr. K Zaman BNSB Eye Hospital in Mymensingh. This eye hospital covers the Mymensingh Division of Bangladesh and surrounding areas by providing not only vision tests and eye screenings but cataract surgery, geriatric and pediatric eye surgery, and other concerns. It is supported by multiple vision centers it runs in more rural provinces that offer less invasive services such as refraction testing. There, we met record keeping, medical, ophthalmic, administration staff who gave us not only a warm welcome, but an overview of the eye hospitals work, the people they serve, and the challenges they face in ensuring that everyone receives the right care for their needs in the over 100km radius that they serve. After our day of meetings on the 6th at the eye hospital, we took a break for lunch and had an excursion to the Bangladesh Agricultural University (BAU) campus where we toured the student farm and all of the tropical fruits and vegetables, flowers, and trees that were bring grown. We even had a photo shoot on this beautiful bridge overlooking a gazebo filled with water lillies before hopping on a small row boat on the Brahmaputra river before returning to the BLC dorms in Mymensingh. On the 7th of January, we set off for a one hour drive to Netrokona District in the Mymensingh Division of Bangladesh. We were going to visit the Netrokona Diabetic Hospital where Orbis International is supporting their efforts in building capacity to treat and diagnose Diabetic Retinopathy damage to the vessels in the eye due to complications due to diabetes. There, we met with the President of the hospital, its volunteer doctors, and other staff. Yina got to sample the retinal imaging machinery and we got to learn about the hospitals expansion efforts. We also got to speak to the government representative project manager from the ministry of social welfare who told us about the governments efforts to support rural health initiative. Because of the rural nature of the area, we were given a police escort and got to snap some photos with them too. They were extremely friendly and ensured our safety throughout. On the 8th of January we headed back to Dhaka City. The drive took over five hours due to traffic and some pretty intense fog, but we made it back in one piece. After getting back to the city, we met with officials at BRAC and SightSavers two large NGOs who collaborate with Orbis due to their shared mission and got an idea of the challenges they faced in their work these conversations were not only amazing networking but crucial to the success of our project. Finally, on the 9th we got to present our findings for the trip and how they will help our project move forward. We learned so much about how to evaluate impact on the ground especially in the field of ophthalmic care that will be useful for our project and are excited to continue. Over the next semester, we will create a report and a tool for our client, Orbis, and pilot it over Spring Break in Ethiopia. It is a lot of work to balance with our courses, but it is such a key, tangible, application to our academic work that it is so worth it.
Sunday, June 21, 2020
The 40-day College Savings Challenge
If youï ¿ ½re waiting for the right time to plan a college savings strategy, you may want to consider starting this week. For many Christians across the globe, this Tuesday is Mardi Gras (French for Fat Tuesday). Mardi Gras is a day of indulgence that is often celebrated with cakes, cocktails, parties and parades in preparation for the fasting season of Lent. Regardless of religious beliefs, many people observe the 40 days and 40 nights before Easter as a time for discipline and choose to ï ¿ ½give upï ¿ ½ something, such as eating sweets, drinking alcohol or other bad habits. Others may try to incorporate more good things into their lives during this season. We think this could be a perfect time to focus on your spending and find room in your budget for college savings. Where to Find Savings One of the most obvious ways to save money is to cut down on spending. Some easy ways to achieve this can be by making your own coffee, taking public transportation or eating meals at home. Keep in mind however that grocery bills can also add up quickly. A good way to prevent this from happening is to always plan ahead and stick to your list. Other ways to avoid sticker shock at checkout are to choose store brands over expensive name brands, buy in bulk and look for coupons. There are a number of convenient online grocery coupon websites and apps available today, such as store specific programs like Targetï ¿ ½s Cartwheel and Meijerï ¿ ½s Mperks. Even if youï ¿ ½re not into ï ¿ ½extreme couponingï ¿ ½, saving a couple of dollars here and there can certainly add up over time. In addition to keeping a close eye on your spending, this is also a great time to review your monthly bills. Think about whether you really need everything you are paying for. How much do you spend per month on cable TV? Could you live without premium channels in order to reduce your bill? Is it really worth $50+ a month to watch the Wiggles and Mickey Mouse Clubhouse? Your mobile phone bill may be another place to uncover savings. If the minutes you are using are significantly less than what your plan allows, find out if a cheaper option is available. You may even be able to find expenses that can be eliminated all together. For example, if you donï ¿ ½t frequent the gym you probably donï ¿ ½t need the membership. Staying healthy should be a priority, but try and explore options that donï ¿ ½t require a membership like fitness rooms in your office or apartment building, outdoor gyms at local parks or activities like bicycling or running. If you have babies or toddlers, investing in a jogging stroller may be a smart alternative to paying for daycare at a health club. Next Steps During the next 40 days, be sure to keep track of every dollar you save Open a 529 college savings plan Use the total amount of money saved as your initial deposit Determine a realistic monthly contribution based on this amount Set up automatic deposits from your checking or savings account Sit back and watch your earnings grow tax-free! Youï ¿ ½ll never miss the money because you never really had it in the first place. In the end, your kids might cry about the cable but theyï ¿ ½ll thank you later when they are able to attend the college of their choice. If youï ¿ ½re waiting for the right time to plan a college savings strategy, you may want to consider starting this week. For many Christians across the globe, this Tuesday is Mardi Gras (French for Fat Tuesday). Mardi Gras is a day of indulgence that is often celebrated with cakes, cocktails, parties and parades in preparation for the fasting season of Lent. Regardless of religious beliefs, many people observe the 40 days and 40 nights before Easter as a time for discipline and choose to ï ¿ ½give upï ¿ ½ something, such as eating sweets, drinking alcohol or other bad habits. Others may try to incorporate more good things into their lives during this season. We think this could be a perfect time to focus on your spending and find room in your budget for college savings. Where to Find Savings One of the most obvious ways to save money is to cut down on spending. Some easy ways to achieve this can be by making your own coffee, taking public transportation or eating meals at home. Keep in mind however that grocery bills can also add up quickly. A good way to prevent this from happening is to always plan ahead and stick to your list. Other ways to avoid sticker shock at checkout are to choose store brands over expensive name brands, buy in bulk and look for coupons. There are a number of convenient online grocery coupon websites and apps available today, such as store specific programs like Targetï ¿ ½s Cartwheel and Meijerï ¿ ½s Mperks. Even if youï ¿ ½re not into ï ¿ ½extreme couponingï ¿ ½, saving a couple of dollars here and there can certainly add up over time. In addition to keeping a close eye on your spending, this is also a great time to review your monthly bills. Think about whether you really need everything you are paying for. How much do you spend per month on cable TV? Could you live without premium channels in order to reduce your bill? Is it really worth $50+ a month to watch the Wiggles and Mickey Mouse Clubhouse? Your mobile phone bill may be another place to uncover savings. If the minutes you are using are significantly less than what your plan allows, find out if a cheaper option is available. You may even be able to find expenses that can be eliminated all together. For example, if you donï ¿ ½t frequent the gym you probably donï ¿ ½t need the membership. Staying healthy should be a priority, but try and explore options that donï ¿ ½t require a membership like fitness rooms in your office or apartment building, outdoor gyms at local parks or activities like bicycling or running. If you have babies or toddlers, investing in a jogging stroller may be a smart alternative to paying for daycare at a health club. Next Steps During the next 40 days, be sure to keep track of every dollar you save Open a 529 college savings plan Use the total amount of money saved as your initial deposit Determine a realistic monthly contribution based on this amount Set up automatic deposits from your checking or savings account Sit back and watch your earnings grow tax-free! Youï ¿ ½ll never miss the money because you never really had it in the first place. In the end, your kids might cry about the cable but theyï ¿ ½ll thank you later when they are able to attend the college of their choice.
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